800-824-9555

Insurance Advice

Life Insurance Provides Financial Advantages

More than a Safety Net: The Financial Advantages of a Life Insurance Policy FMT provides comprehensive home and property insurance to homeowners throughout Tennessee. While discussing your insurance needs, ask your independent agent about life insurance. If you believe that life insurance is nothing more than a necessary evil, an unwanted expense with negative connotations, then…

Read More

Saving Tips for Baby Boomers

How Baby Boomers Can Save for the Future While Enjoying Life Today Hard times are unavoidable in this life. As the old saying goes, we all face our share of troubles, such as death, dying, and taxes. As unfortunate as that knowledge might be, the good news is that our fear of the inevitable doesn’t…

Read More

Agency Spotlight – Dickey McCay Insurance

Rich Insurance History    Dickey McCay Insurance Agency is located in downtown Copperhill, Tennessee. With a rich history going back to the days of mining, railway, and beautiful blue ridge mountain heritage, an agency was formed in 1929 to help insure and protect the people and community.  In 1950, an individual by the name of…

Read More

Simple Home Maintenance Tips to Help Lower Insurance Claims

Prepare Your Home for Winter and Prevent Claims Fall in Tennessee is a wonderful time of the year. At the same time, the beautiful orange, red and yellow leaves on the trees remind us that winter is just around the corner. Freezing temperatures, ice, and snow can cause major damage to your home and other property.…

Read More

Water Damage

Water Damage: How to Prevent It Homeowners Inspection Checklist Each year, our policyholders suffer from thousands of dollars in water losses due to rusted out water heaters, worn out washing machines and dishwasher hoses, and bad ice maker connections. Many of these losses can be prevented by making a few quick and simple checks around…

Read More