Mobile Home Insurance

mobile home
A mobile or manufactured home is a major investment and presents unique risks which will be reviewed in order to protect your investment.

We provide coverage for both the owner- and tenant-occupied mobile home or manufactured home.  Coverage is also available for mobile homes used as seasonal dwellings if we provide coverage on the principal residence.


Our mobile homeowners program provides coverage for owner-occupied mobile homes, other structures on premise such as a garage or outbuilding, personal property, additional living expense, personal liability and medical payments. Other Optional Coverages are also available to meet your specific needs.

For customers who insure their primary residence or rental property with FMT, we also offer a mobile fire program for the tenant-occupied mobile home. It provides coverage for the mobile home, other structures on premise, loss of rental income, and personal property of the owner.

Attention Mobile Homeowners: Standard property insurance policies do not cover flood damage. However, flood coverage is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) by calling (888) 379-9531, or through one of our local insurance agents.

Click on the "Get a Free Quote" button to complete our simple quote form, and an agent will get back to you with answers regarding flood insurance.

For more information from the National Flood Insurance Program, check out their official flood website: floodsmart.gov

Mobile Home Insurance Happy Couple