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PROTECT WHAT YOU HAVE BUILT

We protect what You devote your hard earned resources building.

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A TRUSTED TEAM WORKING FOR YOU

When you have a team of professionals on your side it makes all the difference.

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WE ARE JUST DOWN THE STREET

Find a local agent that knows your community because we live right there with you.

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SHARED PURPOSE. MUTUAL VALUES.™
Mutual. It means we put the needs of our policyholders first.

FMT exists to provide good coverage at a fair price. We are devoted to maintaining a financially sound company that delivers honest and fair service to our policyholders, partners, and community.

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Home Insurance

For most of us, our home is the single largest investment we will ever make. Designed for the owner occupied home, each policy provides a package of coverages for the home and other structures, personal property, and liability. Endorsements are available to enhance the basic coverage. Find out more →

Mobile Home Insurance

Designed for the owner and tenant occupied mobile and modular home, other structures on the property, personal property, loss of use and liability. Find out more →

Farm Insurance

We offer several farmowners package programs designed for smaller working farms that produce significant income for their owners. Each package covers the dwelling plus other farm buildings, equipment and livestock plus liability for farm operations and employees. Find out more →

Church Insurance

Our church package policies provide broad form property perils coverage, general liability and church theft coverage for congregations interested in protecting their sanctuaries and church property. Find out more →

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Try our Convenient Mobile Apps

Our easy to use apps include many features that allow you to manage your insurance needs with ease, right from your smartphone. View and manage your billing and policy information, file a claim, pay invoices and more!