Careers at FMT

Apply now by emailing a cover letter and resume to [email protected]

Open Positions
Property Adjuster



Location:  Jackson, Tennessee area

Position: Property Adjuster

Work from:  Remote


Position Summary

Exercises independent discretion or judgment in handling all types of property claims. Also assists or acts on behalf of the claims supervisor when required.

  • This is a remote, work from home position in TN
  • A company car and equipment to work from home will be provided
  • Good time management and organization skills required
  • Ability to drive/travel regularly within the assigned territory
  • Desirable vacation and holiday package

Duties and Responsibilities*

  • Reviews policy coverage, contacts insureds, conducts investigations and interviews, and inspects damage, driving to site of damage within assigned territory or another if required.
  • Sets and maintains reserves, reviews reports and related materials, directs experts, determines coverage and scope of loss, prepares estimates using Xactimate, makes recommendation, and handles coverage questions.
  • Issues or declines payment and negotiates claims with plaintiff attorneys when necessary, including the litigation process
  • Documents claim files and submits report for closure.
  • Recognizes subrogation situations and initiates appropriate action.
  • Interacts with Agents and marketing manager on matters of mutual concern.
  • Assists claims manager or acts on their behalf, including representing the company at legal proceedings, as required.
  • Completes industry-related training programs and continues to attend training programs to remain informed on policy changes, interpretation or new legislation.
  • Participates on Catastrophe Team when required.

*The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.

This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and perform any other duties as requested by their supervisor, or as become evident.


  • High School Diploma or GED and five years of claims handling experience, or equivalent required; or
  • Bachelor’s Degree and two years of claims handling experience, or equivalent required.
  • Successful completion of Associate in Claims (AIC) program preferred.
  • Incumbent must live in territory assigned unless a change is approved by the company.
  • Be proficient in Xactimate and construction knowledge.
  • Willingness to obtain and maintain any required licenses.
  • Valid driver's license and good driving record required.

Physical Requirements

Lifting 0-20 lbs; Often (20-50%)

Lifting 20-50 lbs; Often (20-50%)

Driving; Frequent (50-80%)

Pushing/Pulling; Occasional (<20%)

Manual Keying/Data Entry; Often (20-50%)

Climbing; Moderate (30-40%)

Apply now by emailing a cover letter and resume to [email protected]