Privacy Policy

Your privacy is important to us

We are committed to protecting it. We respect your right to keep personal information private, and to avoid unwarranted solicitations. We have developed the following privacy policy to let you know how we handle your personal information in compliance with state and federal laws.

A.  We collect non-public personal information about you from the following sources:

  1. Information we receive from you on applications and other forms.
  2. Information about your transactions with us, our affiliates, or others.
  3. Information we receive from consumer and credit reporting agencies.

B.  We do not disclose any non-public personal information to anyone except as permitted by law.

C.  We do not sell your personal information to third parties.

D.  We may disclose the following kinds of non-public personal information about you:

  1. Information we receive from you on applications or other forms. This includes such things as your name, address, telephone number, social security number, date of birth, place of employment and driver’s license number.
  2. Information about your transactions with us and our affiliates, such as policy and account numbers, policy coverage, premium and payment history.
  3. Information we receive from consumer reporting agencies such as your credit worthiness and credit history.

E.  We restrict access to non-public personal information about you as described above to those employees, independent contracting agents, and other affiliated entities or individuals who need to know that information in order to provide products or service for you. Their right to further disclose or use that information is limited by our employee conduct rules, applicable law, and non-disclosure agreements where appropriate. We maintain safeguards that comply with federal and state law to protect your non-public personal information.

If you have any questions about our privacy policy or about the use of your personal information, please contact us.

Faster and More Accurate Help: Why We Use Analytic Evaluation Tools

FMT Insurance is committed to the ethical, responsible, and transparent use of artificial intelligence (AI) in the form of analytic evaluation tools to provide the best service possible for you. By using analytic evaluation tools to securely process paperwork and verify information, we can reduce the time it takes to review claims and applications. These tools may also help identify potential discounts, support more personalized coverage recommendations, and assist our team in resolving claims and servicing policies more efficiently. Analytic evaluation tools speed up our process, but humans make our decisions. We use technology to eliminate repetitive paperwork and help reduce the potential for human error. Behind these tools is the same team of knowledgeable, experienced insurance professionals reviewing every decision. Our goal isn’t to replace the human touch. It’s to give our expert team the tools to make better decisions, faster, so they can spend more time focusing on serving our customers. Every staff member who uses analytic evaluation tools receives training on the ethical and appropriate use of AI. We continually review our policies, procedures, and governance practices to help ensure your information is protected and that these tools are used responsibly and fairly. If the use of an analytic evaluation tool contributes to a decision that adversely affects you, FMT Insurance will provide any notices or disclosures required by applicable law. If you have questions or concerns regarding our use of analytic evaluation tools, or would like to request a review, please contact us or submit the inquiry form below. Our AI Governance Committee will review your inquiry and, if necessary, reach out for any additional information needed to assist with your request.

Submit an Inquiry Regarding Our Use of Artificial Intelligence

If you have questions about FMT Insurance’s use of analytic evaluation tools or artificial intelligence, or would like additional information regarding a decision, please complete the form below. A member of our team will review your inquiry and respond as appropriate.

  • Please describe your question or concern regarding FMT Insurance’s use of analytic evaluation tools or artificial intelligence (AI).
  • This field is for validation purposes and should be left unchanged.