Storms and Weather

Preparing for Winter Weather

It’s hard to believe that the holiday season is almost upon us, and with it, the colder weather has arrived! Now is the perfect time to begin preparing for winter conditions, ensuring we’re ready to handle any challenges that might come our way in the weeks ahead.


Winterizing Your Home

  • Inspect Your Heating System: Schedule a professional inspection of your furnace or heat pump to ensure it’s working efficiently. Clean or replace air filters and check thermostats.
  • Insulate Pipes: Wrap pipes in insulation to prevent freezing, particularly in unheated areas like basements or garages. Let faucets drip slightly to relieve pressure if pipes do freeze.
  • Seal Drafts: Check windows, doors, and attic openings for drafts. Seal them with weather stripping or caulk to keep warm air in and save on heating costs.
  • Check Roof and Gutters: Clear out gutters and downspouts to prevent ice dams, which can lead to roof leaks. Consider adding insulation to your attic to further prevent ice dam formation.
  • Stock Up on Supplies: Keep extra blankets, flashlights, batteries, and an emergency kit ready. Include food and water supplies for at least three days in case of a power outage.

Designed by Freepik

Prepare for Power Outages

  • Get Alternative Heat Sources: Have backup heating options like space heaters, a fireplace, or a wood stove. Make sure these are safe and ready for use, and stock up on wood if applicable.
  • Charge Devices: Keep power banks and rechargeable batteries charged in case of an outage. Consider investing in a generator for extended power outages, and ensure you know how to operate it safely.
  • Plan for Lighting: Keep a supply of flashlights, lanterns, and candles on hand. Battery-powered LED lights are safer than candles if young children or pets are present.

Check Your Insurance Coverage

  • Homeowners Insurance: Review your policy to ensure you have adequate coverage for potential winter damage, such as frozen pipes, roof leaks from snow or ice dams, or wind damage.
  • Auto Insurance: Check if your auto insurance includes coverage for winter-related accidents. Adding roadside assistance can be helpful if you need emergency towing or jump-start services.

Designed by Freepik

Prepare Your Car for Winter

  • Inspect Your Tires: Ensure your tires have sufficient tread depth for better grip on icy roads. If you live in a place with heavy snowfall, consider switching to winter tires.
  • Check Fluid Levels: Top up antifreeze, windshield washer fluid, and oil. Use a winter-specific windshield washer fluid that won’t freeze in cold temperatures.
  • Test Your Battery: Cold weather can strain car batteries, so have yours tested and replace it if needed.
  • Emergency Kit for Your Car: Include blankets, food, water, a flashlight, road flares, jumper cables, and a small shovel for digging out of snow.

Protect Against Winter Health Risks

  • Prepare for Cold and Flu: Stock up on over-the-counter cold and flu medications, tissues, and a thermometer. Get a flu shot if you haven’t already to reduce the risk of seasonal illness.
  • Avoid Carbon Monoxide Poisoning: Ensure all fuel-burning appliances, such as gas furnaces and fireplaces, are well-ventilated. Install carbon monoxide detectors on each floor of your home and test them regularly.

Designed by Freepik


Plan for Winter Travel

  • Stay Updated on Weather Alerts: Monitor local forecasts and sign up for weather alerts. Avoid unnecessary travel during storms, and have a plan for rescheduling if severe weather is expected.
  • Prepare an Emergency Travel Kit: Especially for long trips, keep extra clothes, blankets, non-perishable food, and a first-aid kit in your car.
  • Create an Emergency Contact Plan: Share your travel plans with a friend or family member, including estimated arrival times and routes, so someone is aware of your location in case of an emergency.

Designed by Freepik

Protect Pets and Outdoor Items

  • Bring Pets Indoors: Cold temperatures can be dangerous for pets, so bring them indoors during harsh weather.
  • Secure Outdoor Furniture and Equipment: Cover or bring in outdoor furniture, grills, and lawn equipment. Secure anything that could be blown away by high winds or buried in snow.

By taking these simple precautions, you’ll be well-prepared to face the challenges of winter weather, ensuring not only your safety but also the comfort and peace of mind of your entire family.

As we enter this season, let’s keep in mind the importance of staying proactive and prepared for whatever may come.

We also want to take a moment to wish everyone a very Happy Thanksgiving. Let’s remember to give thanks every day for the countless blessings we have been given, both big and small.

Above all, we are deeply grateful for the sacrifices of our Veterans, whose courage and dedication have preserved the freedoms we hold dear.

FMT Team

Share
Published by
FMT Team

Recent Posts

Strategies for a Hassle Free Property Insurance Claim

As we approach the new year, I believe it is beneficial to look at strategies…

5 days ago

Mutual Insurance Companies: What Does That Mean?

Mutual Insurance Companies: What Does That Mean? In light of the challenges our community faces…

2 months ago

Spotting and preventing fires at Home

Wildfires have become a daily news segment and are being shown all around the country.…

3 months ago

My dog would never bite anyone! But what if it does?

“My sweet dog would never bite anyone. It can be loud and bark, but it…

5 months ago

Why Has My Home Insurance Premium Increased So Much?

Let’s talk about a topic that might be causing some concern: the significant increase in…

5 months ago

What Should I Do If I Have Storm Damage?

Storm season is officially here. You've followed the recommended preparations, and now, after taking shelter…

6 months ago