PROTECT WHAT YOU HAVE BUILT

SHARED PURPOSE. MUTUAL VALUES.™

Mutual. It means we put the needs of our policyholders first.

We’re not owned by shareholders; we’re owned by our policyholders. We’ve been committed to the mutual value of neighbors helping neighbors for more than 100 years.

Home Insurance

For most of us, our home is the single largest investment we will ever make. Designed for the owner occupied home, each policy provides a package of coverages for the home and other structures, personal property, and liability. Endorsements are available to enhance the basic coverage. Find out more →

Farm Insurance

We offer several farmowners package programs designed for smaller working farms that produce significant income for their owners. Each package covers the dwelling plus other farm buildings, equipment and livestock plus liability for farm operations and employees. Find out more →

Mobile Home Insurance

Designed for the owner and tenant occupied mobile and modular home, other structures on the property, personal property, loss of use and liability. Find out more →

Church Insurance

Our church package policies provide broad form property perils coverage, general liability and church theft coverage for congregations interested in protecting their sanctuaries and church property. Find out more →

Contact Us or Request a Quote

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  • Please Note:

    We currently only provide service for properties located in the State of Tennessee.

    Please disregard if your mailing address is out of state, but your property is located in Tennessee.
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    We currently only provide service for properties located in the State of Tennessee.
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